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Not all variable annuity contracts are the same. Mortality and expense fees vary from one insurance company to another. Annuities come with different sub account investment selections. Some contracts offer riders that could be useful for you. Variable annuity contracts usually have higher expenses than fixed rate contracts. You can check the cost by looking closely at the prospectus.Bay Colony Advisory Group provides personal financial planning, financial management and estate planning to its clientele. Bay Colony’s advisors have the current information on stock, bond and mutual fund investments. Bay Colony also offers fixed and variable annuities, life insurance, 401 (k) plans, and provides group benefit services for dental medical and disability insurance.
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